Richard grew up in Charlotte, and attended the University of North Carolina-Chapel Hill where he received a bachelor's degree in business administration. After UNC, Richard served in the United States Marine Corps as an Intelligence Analyst. In 1998, Richard joined Northwestern Mutual, where he became a lifetime member of the Million Dollar Roundtable. Richard served as Managing Director from 2002 until 2012 at which time he was appointed as the Managing Partner of the Charlotte Network Office. He received the Northwestern Mutual Community Impact Award in 2011 he was selected as the Northwestern Mutual Exceptional Volunteer for his work with Easter Seals. He is a recipient of the Charlotte Business Journal's 40 Under 40 Award and a member of the Charlotte Estate Planning Council. Richard resides in Charlotte with his wife, Dr. Alanna Worrell and their sons, Richard III and Harris. Richard is passionate about helping veterans transition to the business world, and is excited to be on the board of the Veterans Bridge Home.